FHA
  • With as little as 3.5% down payment
  • Non-occupying co-signers allowed
  • Gift funds allowed
  • Great for first-time buyers [not a requirement]
VA Loans
  • For veterans
  • 100% financing available with 0% down payment
  • no monthly mortgage insurance
Jumbo Loans
  • loan amounts that exceed the conforming loan limits
FHA Streamline loans
  • Streamline process, no appraisal needed and limited documentation required
Reverse Mortgages
  • A great program for homeowners over the age of 62.
  • No payments required on this loan as long as the homeowners are alive and living in the home.
  • Allows homeowners to be able to pay for unexpected expenses or increase the quality of living
down payment assistance programs
  • 3% down silent 2nd loan to help with the down payment and/or closing costs